The Enhanced Credit Check establishes your candidate's financial status from both publicly available financial data and credit account information. The number and type of credit accounts currently and previously operated plus the details of recent credit applications are returned in addition to the information provided from the Standard Credit Check. Employers should consider this check on employees who may have un-supervised access to sensitive company assets or customer data in the course of their work.
Price: £12.50
Typical turnaround time: 1 working day
Data source: Credit reference agencies
Information returned: Publicly available financial information as per the Standard Financial Check plus summary credit account financial information:
- The number of open / closed credit accounts in the individual's name
- The number and types of lenders
- The time since the candidate opened a credit account - most recent and oldest
- The time since the candidate closed a credit account - most recent and oldest
- Details of credit searches made in the last 6 months
Where is this check appropriate?
- This check is particularly relevant to individuals working within the financial services industry and other companies / industries where the individual may have un-restricted or un-supervised access to sensitive company or customer data or company assets
Other useful information:
- Any publicly available information at linked addresses will be returned automatically at no additional charge. Up to 1 forwarding address and 2 previous addresses will be searched
- This search leaves a footprint on the candidate's credit file that only they can see, therefore, your search will not impact their ability to gain credit in the future
- For further information on County Court Judgements and the process behind them please visit the Direct Government website and the HM Courts website
- For information about the bankruptcy process you can learn more by visiting the Insolvency Service website
