Our Standard Credit Check establishes your candidate's financial status from publicly available financial information. Details of County Court Judgements (CCJ's), Scottish Decrees, Bankruptcy Orders and Voluntary Arrangements covering a 6-year period are returned. Employers should undertake this check on any new employee to mitigate the risks posed by employees under financial stress.
Price: £10.00
Typical turnaround time: 1 working day
Data source: Credit reference agencies
Information returned: Publicly available financial information
- County Court Judgements (Decrees in Scotland)
- Bankruptcy orders
- Voluntary Arrangements
- Notice of Correction entered by the candidate
- Adverse information at linked addresses
Where is this check appropriate?
- All candidates / All positions
- Financial Checks are mandatory for many positions within the financial services industry and for security firms looking to gain accreditation by industry bodies
- Outside of the financial and security sectors a financial check is strongly recommended as an employee under financial stress could potentially pose a significant risk in certain scenarios
Other useful information:
- Any publicly available information at linked addresses will be returned automatically at no additional charge. Up to 1 forwarding address and 2 previous addresses will be searched
- This search leaves a footprint on the candidate's credit file that only they can see, therefore, your search will not impact their ability to gain credit in the future
- For further information on County Court Judgements and the process behind them please visit the Direct Government website and the HM Courts website
- For information about the bankruptcy process you can learn more by visiting the Insolvency Service website
