What are the advantages of electronic identity authentication over checking
The key advantages of electronic identity checks over manual document checks are its faster, less obtrusive for the candidate (they don’t have to be present as they do with manual document checks) and checks are consistent across all offices or HR teams. These advantages mean that electronic checks can be made earlier in the recruitment process enabling potential issues to be spotted therefore providing employers more time to react.
What data is used within the authentication process?
Both positive and negative data is used during the identity authentication process. Positive data includes both open and closed credit account records, credit searches within the last 12 months and Electoral Roll records. Court and Insolvency data contributes positively for identity validation purposes as there is a high degree of due diligence applied during the court process in creating the records. To complete the check, mortality registers and alias name files are searched.
What level of match represents a 'pass'?
To determine whether the candidate's identity is authenticated we use the criteria set out by The Joint Money Laundering Steering Group (JMLSG): One match on an individual's full name and current address and a second match on an individual’s full name and either his current address or his date of birth.